Wealth Manager

Debt Reduction and Assistance

• Credit Cards Are Just like Drugs – They offer short term gain and long term pain. Learn more.
• How To Budget Money In an Emergency Part 1 -  What do you do when the dollars are gone but the rest of the month is not?
• How To Budget in an Emergency Part 2 – In Part 1 you learned the hierarchy of financial debt.  In this article we will assign the financial debt to a process of payment.
• How to Budget Your Money – Okay… there’s no emergency however money is super tight.  How can you personalize a financial worksheet?
• Is Compound Interest Killing You? – You can have debt working for you or against you and the end result is staggering… for you or against you.  Find out just how staggering.
• How Much is a Ton of Interest -  We all know a mortgage is a ton of interest paid.  But just how much is that? You will be shocked.
• Money Talk or Debt Us Do Part – Financial questions for a couple’s “state of the union”  whether married or considering it.
• Money Strategies for Car Insurance -  9 Ways to save on Car insurance right now!
• Money Strategies In Life Insurance – The insurance folks might not like this article but its what I believe and a great way to stay out of the snares of poor practices.
• 40% Tax-free Pay Raise – You can get a 40% pay raise without ever asking the boss. And it’s all tax-free… and you will clear debt completely.
• How To Curb Your Spending – Here is a realistic method of budgeting and great tips on curbing your spending.
• Senior Debt … A growing Problem – Seniors are experience more and more problems in retirement.  Find out why and what can be done.
• Bankruptcy – Does bankruptcy make economic sense?  If it does, what is next?

Motivation

• Behavior Motivation – What is motivation and how do people change?
• 5 Steps To Change Any Habit – Learn techniques for finding motivation and the most powerful 5-step system I have ever seen to change any habit.
• Adding Rocket Power to Goal Setting – Nothing can propel your goal setting efforts nor guarantee the outcome of your efforts as much as these two concepts.
• Where It Begins – Where does motivation begin.  Perhaps it begins where we began and with the same miracles.  Learn more.

Credit Scores and  Repair

• Free Credit Report - Learn how to get a free copy of your credit report.  There are a few ways to do it but only one way without any strings attached.
• Credit Scoring Basics I -  What I a credit score and FICO?  Is it objective?  How is it calculated?
• Credit Scoring Basics II - How do you get your credit score and what’s a good score?
• Improving Your Credit Score – Improving your credit score is a must if you want a particular loan, or a better rate, or improved rating or maybe even that job.  Learn how.
• Divorce, Debt and Credit - Until your debt and credit are divorced from your spouse, you are still married.  Here are the facts.
• Divorce and Debt Advice – Here is great advice on the subject from some pretty savvy folks.
• Secured Credit Cards – The fastest way to build credit has its benefits and its pitfalls.  Learn both here.

General & Top Articles From Others

• Bogey Never Said It - Just as a famous Bogey line was never said, so to there is  extensive list of erroneous and misleading pieces of information being distributed in the field of credit and debt management?
• Helping Others Can Be a Disaster – Here are key questions to be asking yourself or others before offering financial assistance to others.
• Financial Notebook – Learn from another author what a financial notebook is and why it is ultimately imperative that you have one.
• Spending Graduation Money - A diploma doesn’t necessarily mean the graduate has the answers to pass this financial quiz.  Find out what the National Endowment for Financial Education has to say.
• Gift Cards… Beware – Gift cards can be a convenience and practical.  But they also come with warning labels not posted.  Find out what they are.
• Ask The Expert June 1 0-11 – Does MC or Visa have a lower APR?  How large will my credit line be? What’s my balance?  What’s the grace period on a student credit card?
• Ask The Expert June 14-15 – Clients ask about AE after bankruptcy, credit after husband dies, longest grace period are and more.
• Debt Relief – Here is a contribution from another author who discusses debt relief options.

_____________________

_____________________